Bryan Hoelzer & Kathryn Hoelzer Team Hoelzer
Bryan Hoelzer & Kathryn Hoelzer Team Hoelzer
TEAM HOELZER NEWSLETTER

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BEAT THE HOLIDAY SPENDING BLUES




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A recent Gallup poll reports that Americans plan to spend around $940 on holiday gifts... and that doesn't even include decorations, turkey or those super cute Santa hats. To help you uncover some shopping savings and thrive in an uncertain economy, here are some ways to avoid the holiday spending blues.







  What to Do if You’re Worried About Money This Holiday Season
  Financial therapists say you aren’t alone if you’re finding these holidays expensive. Here are tips for not overextending yourself while keeping things merry and bright.




  Why Younger Americans Could Feel Extra Pressure To Overspend This Holiday Season | Bankrate
  Generation Z and millennial holiday shoppers are two times more likely than their older counterparts to feel pressure to overspend, Bankrate found.









Christina Kiesert









  
























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LOCAL UPDATES
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CINCINNATI MARKET UPDATE
Market Conditions
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NORTHERN KENTUCKY MARKET UPDATE
Market Conditions
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YOUR JANUARY HOME CHECKLIST
Protect your home from harsh winter weather and get a start on your top projects for the year.
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HERE'S EXACTLY WHAT TO DO WHEN YOU CAN'T SLEEP, ACCORDING TO SLEEP EXPERTS
There are quite a few things you can try. Listed here are the 16 actions to take if you can’t sleep, straight from sleep experts.
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18 BEST SUPER BOWL SNACKS
Easy game day snacks and food recipe ideas for the perfect party. Buffalo wings, chips n’ dips, nachos, chili fries and more!
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25+ LOCAL THINGS TO DO IN FEBRUARY 2023
If you’re looking for some February fun in Cincinnati, we’ve got you covered! Enjoy this month-long list of things to do.
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CINCINNATI ZOO PENGUINS BEGIN WEEKLY PENGUIN DAYS PARADES FOR 2023
King penguins will march in public two times a day every weekend this winter.
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GENERAL NEWS & VIEWS
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DIY CANDLE MAGIC: LEARN THE ART OF MAKING YOUR OWN CANDLES
Candles are a great way to add a cozy and warm ambiance to any room. Making your own is a fun and easy DIY project that can save money and allow you to experiment with scents and colors.
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THE BENEFITS OF BEING CREATIVE AT HOME
Incorporating creativity into our daily lives can have a wide range of positive effects on our overall well-being.
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A WINDOW TO YOUR HOME'S POTENTIAL
Windows are an integral part of any home. Not only do they provide natural light and ventilation, but they also play a major role in the overall aesthetic of a home.
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INTERESTING READS


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WHAT IS LUNAR NEW YEAR?
You may have thought that New Year’s was only celebrated on January 1, but in other cultures, New Year’s actually doesn’t take place until much later. It’s referred to as Lunar New Year and is one of the most important Asian holidays of each year.
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HOBBIES TO TRY THAT WON'T BREAK THE BANK
Hobbies are the perfect antidote for the boredom blahs and are also good for your wellbeing. Research has shown engaging in leisure activities is associated with less stress, greater positive mood, and improved health.
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RESOLUTIONS TO KEEP YOUR HOME VALUE UP
January is the perfect time for a fresh start. It's a fitting occasion to take stock of the improvements on or repairs to your home or condo you made last year, and the things that were on your to-do list that never got done.
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Bryan Hoelzer & Kathryn Hoelzer Team Hoelzer 
513-839-5595 | 513-839-5003
bryan.hoelzer@cbws.com

         



       


                   

   



 
Bryan Hoelzer & Kathryn Hoelzer Team Hoelzer 
513-839-5595 | 513-839-5003
bryan.hoelzer@cbws.com




   



   



 
Bryan Hoelzer & Kathryn Hoelzer Team Hoelzer 
513-839-5595 | 513-839-5003
bryan.hoelzer@cbws.com